Cards | Rewards Mastercard

A Unicom Credit Union MyCard MasterCard could be just what you're after. Complete with 55 days interest free, 2 rewards programs, a range of payment options, a dedicated website and a 1300 number for any enquiries. We have made sure you are well taken care of!

Reward yourself everyday

Enjoy a great value Rewards program where everyday purchases will earn you 1 Reward point for every dollar spent and you can choose from over 500 items on offer, it’s that simple!

Cashback: Use your points to reduce the outstanding balance on your account or to pay your annual fee.
Shopping vouchers: Myer, David Jones, Target, Kmart, Harvey Norman are just a few of the stores on offer.
Electronics: Including iPods, cameras, mobile phones and printers.
Gifts: Subscriptions, books, wine and much more.
Even more rewards online: Simply visit www.cardservicesdirect.com.au/rewards

Card Services Qantas Rewards*: If you wish to earn Qantas Frequent Flyer points, you can choose a MyCard Gold card with Card Services Qantas Rewards*. Opt-in to this program and you will have all your points automatically transferred to your Qantas Frequent Flyer account on your statement date each month. The annual fee for this option is $118.

Save on balance transfers
Transfer balances to your MyCard Rewards MasterCard and you'll save with a special low interest rate of 4.9%p.a. for the first 24 months of the balance transfer^.

The low down

Low annual fee of just $45 for Silver and $85 for Gold.

Up to 55 days interest free On retail purchases.

Complimentary purchase cover# Complimentary insurance for any new items that are lost, stolen or damaged within three months of purchase using your MyCard Rewards MasterCard.

Up to four free additional cards Share the benefits and maximise your Reward points.

Reward points that never expire† You have all the time you need to make your choice.

Extra on Gold

Complimentary international travel insurance# Save hundreds of dollars per trip.

Higher credit limits Higher credit limits on your MyCard Gold card from $5,000 - $25,000

How to Apply

To apply simply click here to print out an application form. The form can then be faxed or posted to MasterCard direct. If you require any additional information please contact Unicom's Hotline on 1300 UNICOM (1300 864 266).

For further information contact us on 1300 UNICOM (1300 864 266) or visit our UNSW Branch.

Terms and conditions

Terms and conditions apply and are available upon request. Offer is not available to existing MasterCard cardholders of Unicom or holders of credit cards issued by Citigroup.

Fees and charges apply. Terms and conditions apply and are available upon request.
Final approval of your MasterCard application will be subject to satisfying Card Services Credit Criteria.
^The promotional rate of 4.9% p.a. applies only to balances transferred with this offer for a period of six months from account approval. Transferred balances will be repaid first. Outstanding balances at the end of the promotional period will revert to the cash advance interest rate. Any transactions made other than with this offer are at the standard Rewards credit card rate, currently 18.74% p.a. for retail purchases and 19.99%p.a. for cash advances which is variable, subject to change and Card Services credit criteria. Interest rate last updated 29/03/2010.
Offer is not available to existing MasterCard Cardholders of this Credit Union or holders of Credit Cards issued by Citigroup.
Balance transfers cannot be used to pay off any other product with this Credit Union.
Subject to your acceptance you will be billed at a later date an annual account fee of $45 for the Silver Card, $85 for the Gold Card with Card Services Rewards and $118 for the Gold Card with Card Services Qantas Rewards (additional cards are free).
Card Services may check employment details/income with your employer or accountant named on your application. Upon approval of your Credit Card we will notify you of how to meet the identification procedure as required by law.
† All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers. Reward points never expire while the account remains open.
* Subject to the Terms and Conditions of the Card Services Qantas Rewards Program.
# International Travel Insurance and Purchase Cover Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.
©2010 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL 238 098 which provides and administers credit.

Balance Transfer Terms and Conditions
1. Each Balance Transfer (BT) must be for at least $500. BTs from your Account to any other Citigroup account are excluded as are foreign currency BTs and BTs to offshore accounts.
2. We will transfer the BTs specified by you, in the order you have nominated, in full or part, as determined by us and your available Credit Limit. We reserve the right to refuse any request for a BT, for the full or part amount.
3. BTs are repaid first before other transactions (subject to any Special Promotion).
Interest rates on other transactions are at the prevailing applicable rate. At the expiry of the BT promotional period, the interest rate applicable to any remaining outstanding balances with this Balance Transfer will revert to the standard interest rate for Cash Advance, which is variable and subject to change.
4. Only one BT request form will be processed with this application.
5. BTs will not be processed until you have activated your Account. We will not be responsible for any overdue balance on any of your nominated accounts due to delays in processing the BT. Any such balance on your nominated accounts after the BT is processed will be your responsibility.
6. BTs will only be processed in the name of the Primary Account holder.

Unicom Credit Union will not be held responsible for the information contained within a site accessed via this site. Should you enter another site through such links, the content will not have been produced, checked for accuracy, or reviewed by the Credit Union. Any endorsements or any opinions offered are not necessarily those of the Credit Union.